Member Login

Lost your password?

Not a member yet? Sign Up!


Login with Facebook

Use Facebook to log in and have the option to post coupons, articles and share your "likes" with friends on your profile wall.

Sioux City Iowa

August, 30th

Related Categories

Nearby Cities

Sioux City, IA - "title loans" search results

About Title Loans

Title loan is a type of loan where the borrower provides their car as a collateral payment in order to get a loan. It is also known as a 'Car Title Loan.' Unlike other loans, a title loan is a short-term type of loan which carries a very high interest rate because the lender does not check the borrower's credit history. The vehicle's value and condition is the deciding factor as to why the title loan can be approved by the lender. A title loan can be approved in 15 minutes or even less and the loan amounts can start as little as $100 dollars. The borrower must be employed or has some other source of income in order to be qualified for they will know that they can be guaranteed to be paid back. The amount of the loan to be borrowed is decided by the collateral. In most cases, the lenders can offer up to 50% of the vehicle's resale value but some will go higher. Also, the borrower has to make sure that he/she has the clear title of the vehicle. In other words, the vehicle must be paid in full. Often time, lenders require the borrower to have complete insurance on the vehicle in case of any accidents.

  • North American Title Loans

    1242 River Dr. , North Sioux City, SD 57049

    (605) 235-1770

    Click here to borrow up to $10,000

    Write a review
  • Nebraska Title Company

    1911 Dakota Ave, South Sioux City, NE 68776

    (402) 241-4445

    Write a review
  • First American Title & Security Land Title

    1312 Dakota Ave, South Sioux City, NE 68776

    (402) 494-6222

    Write a review
  • Oz Homes and Loans

    417 4th St, Sioux City, IA 51101

    (712) 252-5626

    Write a review
  • Fast Refund Loans

    2001 Riverside Blvd, Sioux City, IA 51109

    (712) 274-3027

    Write a review
  • Country Home Loans

    4512 S Lakeport St, Sergeant Bluff, IA 51054

    (712) 271-1262

    Write a review
  • Security National Bank

    325 Dakota Dunes Blvd, Dakota Dunes, SD 57049

    (605) 232-6060

    Write a review
  • Great Southern Bank

    3839 Indian Hills Dr, Sioux City, IA 51104

    (712) 239-9867

    Write a review
  • Wells Fargo Home Mortgage

    600 4th St, Sioux City, IA 51101

    (712) 277-7146

    Write a review
  • Security National Bank

    601 Pierce St, Sioux City, IA 51101

    (712) 277-6769

    Write a review
  • Liberty National Bank

    4425 Singing Hills Blvd, Sioux City, IA 51106

    (712) 224-4425

    Write a review
  • Farm Credit Services of America

    4512 S Lakeport St, Sioux City, IA 51106

    (712) 271-1262

    Write a review
  • Great Southern Bank

    4211 Morningside Ave, Sioux City, IA 51106

    (712) 274-6750

    Write a review

More on Title Loans

The interest rate of a title loan ranges from 36% to 651% APR (Annual Percentage Rate) depending on where the lender is located by state. The borrower has to pay the interest on each due date but often times, payment schedules vary depending on the negotiated deal. During which, the full outstanding amount must be paid at the end of the term. If the borrower is unable to pay the outstanding loan, he/she has the option to roll over the outstanding balance and get a new title loan. The government already set the limit on the number of times a borrower can roll the loan balance so that he/she can avoid getting into more debt. In this economic hardship, consumers try to find a way to earn extra income without the consequences of getting into debt. Getting a title loan can be easy but always make sure that you have enough income to pay off the loan to avoid the repossession of your vehicle. Because there is not credit check involved in this process, pretty much the credit check that the lenders have on their list is your vehicle. Aside from the interest rate on the title loan, there are number of fees associated to this loan. These are processing fees, late fees, lien fess, and origination fees. Get the facts first about getting a title loan and research about the lender and its services. Educate yourself before entering into this type of loan for the main source of your transportation can be at risk.

Looking for more results? Title Loans Business Results.