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Richmond Virginia

January, 31st

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Richmond, VA - "debt consolidation" search results

  • south wall Debt Consolidation

    205 South 10th Street, Richmond, Virginia, 23219

    (804) 223-3070 Write a review
  • Debt Consolidation

    (804) 740-1441

    Write a review
  • A American Debt Consolidation

    , Henrico, VA 23238

    (804) 740-1665

    Write a review
  • Loan Consolidation and Refinance Company Inc

    5001 W Broad St, Richmond, VA 23230

    (804) 282-7291

    Write a review
  • A Debt Law Group PLLC

    763 J Clyde Morris Blvd, Midlothian, VA 23112

    (804) 245-7848

    Write a review
  • Debt Management

    , Midlothian, VA 23112

    (804) 739-7792

    Write a review
  • A A A Debt Hotline

    , Mechanicsville, VA 23116

    (804) 730-4199

    Write a review

More on Debt Consolidation

Usually, when a person gets behind on the credit card bills, it can be because he or she owes money on more than one credit card and they carry high double-digit interest rates. With a debt consolidation, all of these bills can be consolidated within one loan. Usually, the interest rate is much lower, sometimes just half the rate of the credit cards. This, in itself would lower the debt paid every month. There would be only one low monthly payment, instead of several. Another type of local debt consolidation is debt management program which includes such professionals as credit counselors. These counselors take all the bills owed, find out the person’s monthly income. Then they figure out how much living expenses the person needs every month. They adjust the monthly payments to the amount that the person can actually pay to the creditors. The credit counselors contact the creditors with an amount to see if they will accept it. If the creditor and the person agree on this amount, than that is what the person would pay every month until the debt is paid off. One payment would be paid to the credit counselor by the debtor. The credit counselor would then send the different payments to the creditors.

Looking for more results? Debt Consolidation Business Results.